Credit Repair Myths
In the 10 years I have been writing about credit repair related topics no topic has been more popular than...
Credit Score Creation
Credit score creation from the point of view of a consumer who has no file at all with the 3...
Credit Card Interest Pointers
We all know that credit cards with balances cost the holder high credit card interest rates. This interest is not...
Credit Education Early
Credit Education Woefully Ignored Credit education is universally ignored by American educators. Illiteracy in consumer finance basics is the norm,...
Credit Repair Lawsuits
If you are sued by an original creditor such as a merchant or service provider in small claims court don’t...
Do it Yourself Credit Repair
Start Your Own Credit Repair It is well known that credit repair professionals do not have access to powers that...
Credit Repair Essentials
Credit Repair Essentials Credit repair is hard enough to be interesting and easy enough to be doable. Planning and study...
Employment Credit Check Traps
Employment Credit Check Traps Job applicants are sometimes asked to sign a release enabling a prospective employer to access their...
Common Credit Errors
Common Credit Errors Once you have familiarized yourself with the contents of your credit reports it is time to start...
Zero Percent Store Account Impacts Credit
Zero Percent Store Account Impacts Credit Score If you accept a zero percent store account offer from a store for...
UltraFICO Score Replacing FICOXD
UltraFICO Woos Underbanked Thin Credit Files Credit Scoring has always been more about how you handle your finances than how...