Tag Archives: short credit history

Piggybacking Authorized User Helps

  Piggybacking Authorized User is Legal and Useful for Some A piggybacking authorized user is any person who can use another person’s or company credit line without being legally liable.  The Federal Reserve’s Regulation “B” of 1975 implementing the 1974 Equal Credit Opportunity Act actually required that the reporting “benefit or burden” of spousal Authorized users be considered