Tag Archives: Credit history

Children’s Financial Education Can’t Wait

Children’s Financial Education Can’t Wait Children’s financial education can’t wait.  Start in pre-school years when they first become aware of counting and abstract thinking.  Money’s value is an abstract concept that children seem to understand at a surprisingly early age.  Nourish the concept  of money as something with its own value during these pre-school years by

FICO Scoring Policies: A Deep Dive

FICO Scoring Policies: A Deep Dive Employees of the dominant Credit Scoring System…FICO…are required to sign a confidentiality agreement to protect those company policies that they wish to keep secret.  In my personal quest to gain as much information as I can about FICO Scoring policies I try to interview ex employees to see how

Confirm Your Credit History

Confirm Your Credit History It is common for creditors to fail to report your good credit history to the bureaus.  Be pro-active.  Look at your report for missed positives as well as false negatives. Why Should I have to confirm My Credit History? In reality you should not have to confirm your credit history.  Creditor’s