Tag Archives: Collection agency
Debt Collector Legal Registration Requirement Did you know that a debt collector must register with your State Department of Business Regulation in order to report, confirm, verify or try to collect an alleged debt? Do you know why debt collector legal registration may be of critical importance to you? Let me tell you a
Debt Collection Letter May be Fake That debt collection letter that has you so upset may or may not be real. Don’t let your fear of having a collection wind up on your credit reports make you pay first and ask questions later. There are a lot of creative scammers out there dreaming up ways
Charge Offs, Judgments, Liens Charge Offs, Judgments, Liens are among the most difficult problems facing the consumer who is trying to turn his credit score around. Many people do not really understand just what “charge offs” are and what can be done about them. What are Charge Offs of a debt? A creditor charges off
Debtors Suing Debt Collectors Successfully Under FDCPA Debtors suing debt collectors. Is this a man bites dog story? More and more debtors are taking advantage of their rights under the Fair Debt Collection Practices Act of 1977 and going after the collectors. The hunter is becoming the hunted! The mouse is chasing the cat.
Primer on Disputing Credit Report Negatives If you have been reading my book available at http://onhomebuyingandcreditrepair.com and following my column you know that “pay for delete” is the way to go. Instant gratification…no fuss, no muss. The negative record disappears as if it never existed. Who could ask for more? But what if they won’t play
Suing Debt Collectors: A Primer on Fighting Back Check the Secretary of State’s office to make sure their corporation is current with its annual reports. Then check the State Department of Business Regulation to see if they are current with their registration as debt collectors. You would be amazed at how many deletions I