Tag Archives: bad credit deletion

Credit Bureau’s “Expedited Dispute Resolution” is a Trap

Credit Bureau’s “Expedited Dispute Resolution” is a Trap All 3 credit bureaus: Experian, Equifax and TransUnion have an online dispute resolution process called “Expedited Dispute Resolution” governed by Section 611 a (8). The credit bureau’s “Expedited Dispute Resolution” is a trap.  We all can be tempted by short cuts.  There is no substitute for creating

Equifax-Experian-TransUnion: Compare major credit bureaus

Equifax-Experian-TransUnion: Compare Major Credit Bureaus If you are nervous about examining your credit reports you are not alone.  Many people shy away from actually pulling credit reports and looking for fear of what they will find.  This is just as irrational as not going to the doctor or getting a medical test because if you

Get collectors to agree to delete before paying!

Get collectors to delete before paying If a debt is paid after it has been reported to the credit reporting agency it will show as paid.  Unfortunately this has little effect on your credit score although lenders will look more favorably on paid matters.  It’s the fact that there was a collection incident that is

Dealing with Debt Collectors

Keep Emotions in Check when Dealing with Debt Collectors Do you panic when you hear that cold voice on the telephone informing you that “This call is being recorded?”  Dealing with debt collectors has begun and it is not just going away soon.  The process of trying to get you to pay up on an

Be Alert: “Credit Repair Professionals” scams

Credit Repair Professionals or Do it Yourself? It is my bedrock philosophy that those who are ready to make a serious effort to improve their credit score should start the process themselves.  It is necessary to have at least some basic understanding of how the system works.  Beginners need to adhere to the guidelines contained

Start repairing credit now!

  Start Repairing Credit Now Since you’re reading this it is a safe bet that you are interested in improving your credit score.  You need no convincing from me regarding the benefits of a high credit score. It’s time to start repairing credit now.  So many things depend on good credit from home mortgages and